The Consultancy Team

Consulting Smart has a versitile and focused team of highly experienced expert consultants from a range of backgrounds including payment, telecoms, business consultancy, technology and regulation & specifications and procurement. This international team, with almost 60 years of combined experience provides our clients and industry bodies high quality advice, support and thought leadership.

Steve BeecroftSteve Beecroft

Steve Beecroft

Steve has over 25 years experience in the payment industry with Payment Networks, Issuers, Acquirers and disruptive technology providers for several payments channels including EMV, Chip & PIN Contactless, Mobile Contactless and Mobile Remote Payments. ​ Steve has been at the forefront of the development of standards and best practice guidance for Contactless and Mobile Payments in UK and more widely across Europe with his representation on various steering groups at UK Cards Association (formally APACA) and European Payments Council. ​ With extensive industry experience Steve is acknowledged as an expert in his field, and is regularly asked to speak at events, provide media commentary, and to join industry level working groups.

You are welcome to contact Steve via Twitter @stevebeec or by email or phone - +44 (0) 7855364492 to discuss potential consultancy assignments, speaking opportunities, interviews or guest blogs / articles.

Philippe TignolPhilippe Tignol

Philippe Tignol

Philippe has worked in the payment industry for more than 15 years and is involved in designing and deploying innovative payment solutions, such as mobile NFC. ​ Philippe brings comprehensive knowledge of the full spectrum of card payment industry. He has acquired hands-on experience in both the issuance and acceptance of chip cards. Philippe has held several positions with leading companies across the smart card value chain in Europe. ​ Philippe is involved in standardization initiatives. He has actively participated to EMV specifications since inception in 1994. He also contributed to Global Platform card as well as system committees.

Miguel SilvaMiguel Silva

Miguel Silva

Miguel has over 15 years experience in the payment industry within a Payment Processor covering all areas of the Payments value-chain and technologies such as EMV and Contactless. ​ He has coordinated several key projects involving different stakeholders aiming to the deployment of innovative cutting edge services such as Dynamic Currency Conversion, intelligent Cash deposits and Recycling, POS Private Label acceptance and other Value Added Services based on the EMV chip capabilities.

Shantanu ShirkeShantanu Shirke

Shantanu Shirke

Shantanu has more than 7 years of experience in the payment industry with Issuers, Acquirers and disruptive technology providers for several payments channels including EMV and Chip & Pin Contactless payments. ​ He has assisted clients to strategically plan and deploy innovative payment solutions in EMEA and Southeast Asia region. Most recently he has helped the Bank of Bhutan to launch their first Visa international credit card in Bhutan. Prior to that Shantanu implemented the first Pre-Paid card product for Shell India .

Wendy PriorWendy Prior

Wendy Prior

Wendy, an FCCA Qualified Accountant, ensures that all of our assignments are financially sound and meet the strategic aims of our company. With 20 years of Project Management experience Wendy handles PMO activities for a number of our client projects and programmes. ​ Wendy manages Consulting Smart's event attendance, ensuring that members of our team can act as speakers or moderators.

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